Contact us: 01799 543222

Blog

November market commentary

market
Introduction All eyes have been on the Middle East following Hamas’ terror attack on Israel on October 7th, which led to the deaths of more than 1,400 people. The resulting conflict has led to a humanitarian crisis in Gaza, fears of a possible escalation across the wider region, and a surge in oil prices. We

more

 

 

October Market Commentary

market
Introduction Sluggish growth and high inflation have stubbornly persisted across much of the globe in recent months, and September was no different. But some major economies are performing better than others as they grapple with global economic headwinds, and emerging markets in Asia are bucking the prevailing trend by enjoying strong rates of growth. As

more

 

 

When should you update your will?

Any financial planner will tell you that your will is a vitally important element of your financial plan. With this legally binding document in place, you can take control of your destiny and be sure that your assets will be distributed in line with your wishes. But simply writing a will isn’t enough, as your

more

 

 

Why asset allocation matters

Investing is an uncertain pursuit, as you have to carefully navigate an ever-changing financial climate. Perhaps the only certainty is that the value of your investments will go up as well as down, so it’s really important that you allocate your assets carefully to help you stay on course. So what key issues should you

more

 

 

July Market Commentary

market
Introduction Sluggish growth and high inflation were recurring themes in many major and emerging economies last month, as central banks across the globe sought to manage the impact of global economic headwinds. But interestingly, many emerging markets bucked this trend. As always, let’s take a closer look at the details. UK The UK economy saw

more

 

 

What are asset classes?

Asset classes are a way of classifying investments into groups. These groups will feature separate individual investments that will behave similarly, but their performance can vary for many reasons. Let’s take cash, for example. Cash is the overall asset class, but it can be held in different ways. You might have cash in your current

more

 

 

June Market Commentary

market
Introduction Economic growth remained subdued at best in many major markets throughout May, as high inflation continued to affect households and businesses across the world and hit confidence. But significantly, some emerging markets such as India have bucked this trend and seen impressive rates of growth. As always, let’s take a closer look at the

more

 

 

What do the Government’s pension changes mean for you?

The Chancellor of the Exchequer recently delivered his Spring Budget  and among the raft of measures were big changes to pension allowances. As part of the Government’s effort to drive growth, Mr Hunt wants to tackle economic inactivity, as there are over seven million adults of working age who aren’t in work (excluding students). The

more

 

 

March market commentary

market
Introduction Russia’s invasion of Ukraine in February 2022 had a huge impact on the global economy, pushing up commodity prices, inflation and living costs around the world. Last month saw the first anniversary of the invasion, and amid the renewed displays of solidarity from leaders in the UK, the US and the European Union, was

more

 

 

Get ready for the end of the tax year

The end of the tax year is fast approaching and time is running out. So in the weeks ahead of the April 5th deadline, what steps should you be taking to make the most of your money and reduce your tax bill? Here are just a few areas you could look at. Use your ISA

more