BlogWhat are asset classes?
Asset classes are a way of classifying investments into groups. These groups will feature separate individual investments that will behave similarly, but their performance can vary for many reasons. Let’s take cash, for example. Cash is the overall asset class, but it can be held in different ways. You might have cash in your current
What do the Government’s pension changes mean for you?
The Chancellor of the Exchequer recently delivered his Spring Budget and among the raft of measures were big changes to pension allowances. As part of the Government’s effort to drive growth, Mr Hunt wants to tackle economic inactivity, as there are over seven million adults of working age who aren’t in work (excluding students). The
March market commentary
Introduction Russia’s invasion of Ukraine in February 2022 had a huge impact on the global economy, pushing up commodity prices, inflation and living costs around the world. Last month saw the first anniversary of the invasion, and amid the renewed displays of solidarity from leaders in the UK, the US and the European Union, was
Get ready for the end of the tax year
The end of the tax year is fast approaching and time is running out. So in the weeks ahead of the April 5th deadline, what steps should you be taking to make the most of your money and reduce your tax bill? Here are just a few areas you could look at. Use your ISA
What is the state pension triple lock?
The Chancellor’s decision to protect the state pension triple lock was one of the mostheadline-grabbing aspects of the recent Budget. But what exactly is the triple lock and what does it mean? In short, it’s a mechanism designed to make sure the state pension doesn’t lose value, so it will go up by whichever is
Why it’s important to have a will
If you haven’t got a will, you don’t have control over what happens to your money and assets after you die. That means your wealth won’t go to your chosen beneficiaries, and could cause lots of lengthy and costly legal issues for the loved ones you leave behind. Here are our top reasons why you
Do you know where your old pensions are?
It’s worryingly easy to lose track of old pensions, many of which will be worth considerable sums of money and could make a big difference to your retirement. But the fact is, a huge number of people are losing touch with these pots of cash as time passes. For example, many people will know that
November market commentary
Introduction Where did we leave the soap opera that is British politics? At the end of September, Liz Truss was the Prime Minister, and Kwasi Kwarteng was her Chancellor. As we reported last month, Kwarteng presented his ‘fiscal statement’ on Friday 23rd September. Three weeks later, he was gone and Liz Truss had to endure
What are gilts?
The recent Mini Budget, a £45 billion tax cutting package, paid for by increased public borrowing, led to panic among many investors and a run on Britain’s pension funds. As a result, the Bank of England was forced to step in to stop a collapse by pledging to buy around £65 billion of long-dated gilts.
Follow us on
June Market Commentary
June 2nd, 2023• Comments Off on June Market Commentary• Posted By Greenwood
more