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How to retain your lifestyle in retirement

retirement
Do you feel like you just go to work day in, day out, with the weeks quickly turning to months and the months to years?     If that’s the case, you may be going through life with a vague notion that your pension contributions will be enough to give you a comfortable retirement without having done

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Can you still trust your Fund Manager?

October has not been a good month for fund managers (the people who make the investment decisions that dictate how well your savings and investments perform). There have been two very high profile resignations – one as a result of a Sunday Times investigation, the other from a Panorama exposé. Unsurprisingly, clients have been asking

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Why the humble 50p could be worth investigating

The 50p has been in circulation for over fifty years. It was the world’s first seven-sided coin and was introduced to replace the ten shilling note. The humble 50p was no stranger to controversy upon its entry into the pockets of the population, with one headline, back in the 60s, referring to it as ‘a

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Financial lessons for parents of students

If you’ve got a son or daughter at college or university, you could have some stark financial lessons ahead. Getting the grades may have dominated the household up to now but budgeting for their life as a student can require just as much focus.       Tuition fees and student loans are usually top of the agenda.

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How to keep track of your pensions

A recent study has revealed the worrying statistic that over a fifth of all people with multiple pensions have lost track of at least one, with some admitting to have forgotten the details of all of them. With around two thirds of UK residents having more than one pension, this amounts to approximately 6.6 million

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Retire a little later?

This may seem a surprising suggestion. Surely most people are eagerly looking forward to early retirement, not thinking about postponing it? More time to travel the world, spend on the golf course or help out with the grandchildren sounds an enticing prospect rather than more years at work. But times have changed significantly since the

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Help to Buy ISA deadline is looming

After 30th November 2019, potential first-time buyers will no longer be able to apply for a new Help to Buy ISA.    Savers who already have an account will be able to keep saving into it until 30th November 2029, regardless of when the ISA was opened, but accounts will close to additional contributions after that

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Own a second property? Look out for Capital Gains Tax changes.

There have been several changes relating to Capital Gains Tax (CGT) over the past few years. The coming years are set to bring more. Here’s our summary of some of the more important changes coming that might be coming into effect from April 2020.  If you are thinking about selling a residential property in the

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Five million pension savers at risk from scammers

A joint warning from The Pensions Regulator (TPR) and the Financial Conduct Authority (FCA) says that five million pension savers could be risking their retirement pots due to scammers. Which has left people feeling, as you can imagine, a little bit worried.  The regulators’ warning came after research revealed that 42% of pension savers could

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Marshmallows and financial planning

The Stanford marshmallow experiment is one of the most famous pieces of social science research out there. It has arguably influenced the way that many people live their lives, in addition to providing plenty of fun and interest for those with young children who are in the ‘I’ll try this at home’ camp. So what

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