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How long until the economy recovers?

The COVID-19 crisis will push the country into an unprecedented economic slump. Just how big the slump will be is currently unknown but experts’ predictions aren’t optimistic. One independent forecast by the Office for Budget Responsibility (OBR) warned that the economy could shrink by a record 35% by June, in the case of a three

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May market commentary

market
Right now, even a week seems a long time in the news agenda. Remembering the end of March, when we wrote our last Market Commentary, feels like looking back into a different era.  Reflecting back, how did we leave March? With the US having overtaken China as the country with the most confirmed cases of

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How to make the most of a Junior ISA nest egg

As of 6 April, the amount you can put into a Junior ISA (JISA) per annum has increased to £9,000 – quite a jump from the previous allowance of £4,368. The tax saving this provides makes it an effective way of building up a nest egg for your children if you want to help with

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Technology bringing the generations together

One positive outcome of the crisis has been the way technology is helping us to stay in touch  with each other, especially across the generations. Various apps are playing a vital role in keeping us entertained in lieu of all the social events and sporting activities being cancelled.    As staying in becomes the new going

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April Market Commentary

market
In March, the coronavirus outbreak seemed to steal all the headlines, giving us almost hourly updates as it transformed our lives, and made the word ‘unprecedented’ feel like an understatement. Inevitably, there has been a serious impact on world stock markets, which have suffered their worst quarter since 1987. The figures that follow will not

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Self-employed? Will you fall through the cracks?

The Chancellor’s coronavirus support package for the self-employed and freelancers has been   welcomed. Many in that category were worried that they had been forgotten. Rishi Sunak reassured them, however, that this was not the case and outlined the details of the new scheme that would treat them in a similar way to employees who

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How long does it take to beat a bear market?

The current COVID-19 crisis has wiped billions from the world’s financial markets. In the world of investing, such markets where share prices are falling are known as bear markets.  Beating a bear isn’t easy, but you’ll be pleased to read that in all 10 prior occasions, the FTSE All-Share has completely made up the ground

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Coronavirus – and the markets’ volatility

With billions being wiped off the stock market due to the coronavirus outbreak, it’s hard for investors not to panic. Markets are extremely volatile, despite measures taken by central banks around the world, including the Bank of England, to try and reduce the impact of the pandemic.    There are, however, a few key principles to

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How to get your child on the property ladder

It’s a tough environment for first time buyers. Rising house prices and stagnant wage growth have pushed up the average age of buying a first property to 33. What’s more, first time buyers need to borrow 18 times more than those in the 1970s. Given this context, it’s unsurprising that more and more parents and

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Are we heading towards a cashless society?

A new polymer ‘‘Turner’’ £20 note entered circulation at the end of February which the Bank of England claims is its most secure banknote ever. The new note replaces the ‘’Adam Smith’’ £20 note that has been in circulation since 2007. Artist JMW Turner is the new face of the £20 note. He is considered

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